1. Information We Collect

We collect different types of information to deliver secure and reliable API services:

• Personal Details: Name, email, phone number, address.
• Business Information: Company details, GST, registration documents.
• KYC Documents: PAN, Aadhaar, banking details (as required).
• API Credentials: Keys and authentication tokens.
• End-User Data: Processed for AEPS, Payments, BBPS, Travel bookings etc.
• System Data: IP address, device info, logs, usage patterns.

2. How We Use Your Information

• To create accounts and authenticate API access.
• To process payments, payouts, AEPS transactions, BBPS, and Travel bookings.
• To verify identity and comply with legal KYC/AML rules.
• To provide customer support and operational notifications.
• To improve API performance, speed, and user experience.
• To prevent fraud and unauthorized activities.

3. Sharing of Information

• Banks, NPCI, and financial partners for payment processing.
• BBPS billers and Recharge operators.
• Travel providers (Airline/GDS/Hotels) for bookings.
• Verification agencies for KYC or identity checks.
• Cloud hosting and analytics service providers.

4. Data Security

We use encryption, secure servers, access control, and monitoring systems to ensure your data remains protected. However, no online transmission is 100% secure.

5. Data Retention

Transactional, KYC, and financial data are stored as required by law and regulatory compliance guidelines (RBI, NPCI, etc.).

6. Your Rights

• Request access or correction of stored data.
• Request deletion where legally permissible.
• Object to non-essential communication.

7. Third-Party Links

Our site may contain external links. We are not responsible for their privacy practices.

8. Changes to This Policy

Openmoneys may update this Privacy Policy periodically. Users will be notified of major changes.

9. Contact Information

Openmoneys

Email: Openmoneys@gmail.com

Phone: +91 95769 94834

Address:House No 37 Ground Floor, BKL F , Pocket - 6 Sec -15, Rohini, New Delhi-110085